Why are Pickup trucks so expensive to insure?

Why are Pickup trucks so expensive to insure?

ok, I'm 17 and I own a 1999 Dodge Ram 4x4. I pay an insane amount for insurance, and I know I'm a teenager, but I haven't had any tickets or accidents to make it go up. Anyway, my truck is really common in my area, there are Ford, Chevy, and Dodge trucks everywhere you look. But yet I compare the insurance of my truck to a brand new Camaro SS, and the Camaro way cheaper, Heck I compared it to a Brand new Mercedes Benz CLS63 AMG, and it's still way cheaper. I'm thinking about getting a little newer Dodge Ram, but the insurance is a little more expensive on it than what I'm already paying. So why are trucks the most expensive vehicles to insure? I mean if they are in a low speed accident, they don't cost nearly as much to fix as a Brand new expensive car such as a Mercedes with expensive parts, and trucks don't get damaged as easily either. It's kind of frustrating that I have a 11 year old vehicle that you see everywhere, and the cost to insure it is outrageous already, but even If I get the same truck only 5 years old, it's even more to insure, which is understandable seeing how it's newer. I know trucks are big, but even a Brand new Suburban cost less to insure than my 11 year old truck. The truck I'm thinking about buying is the most expensive vehicle possible to insure on a standard drivers license.

 

BEST ANSWER: Try this site where you can compare quotes:4insurequotes.xyz

 

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What is the most affordable life and health ?

What is the most affordable life and health ?

 

 

Why does bad credit affect my auto insurance when i have a clean mvr?

so i have a bad credit score. but i have a clean mvr and pay my insurance on time so why are my rates credit has nothing to do with the way i drive?

 

 

How to catch more insurance clients???

I am Life Insurance Agent. I am just trying to find out more clients to develop my insurance business.

 

 

Can I get temporary car insurance for 3 to 5 days?

I'm not currenty insured because i go to San Francisco state and dont need a car, im going to florida for thanksgiving and ive got my old car out there, but my parents wont let me drive it unless im insured..

 

 

Whats the best insurance for the self employed?

We need some insurance, but don't have a ton of cash.

 

 

Car insurance problem!! I need help!!?

I got in a fender bender yesterday. Did a little damage to my car, but just scuffed the ladies bumper. The cops came and gave me a citation for failure to yield. Here's the problem though, I dont really have insurance, i just have cards saying I do from awhile ago. The cops put down that I have insurance. I called the woman later to tell her I wanted to settle the ordeal with cash without making a claim to insurance and shes cool with it. So! My question is...Is the BMV or cops going to find out I didn't really have insurance????(I live in Ohio)

 

 

How much would US insurance cost?

I am driving across america with a friend in a 1975 Camaro so I need us car insurance. I am 18 (Full UK licence) and have had no claims. However I only need insurance for 3 months.

 

 

What are the top 5-10 cheapest car insurance?

And which one is the cheapest?

 

 

How much is insurance?

how much would insurance be for a new driver male about 22 on a car like a ford focus about 2002 any ideas because i havent got a clue thanks in advance :) x

 

 

I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

 

 

Pregnant with no insurance?

medical/medicare did not approve me. what other healthplans are there?

 

 

Cars cheap to insure for new drivers?

Hi, ive just passed my driving test and im looking for a little car to get me mainly to and from my boyfriends, to work and to uni. i only need a 1L, something small and nippy but also quite cheap to insure. i know it will still be quite high insurance with me being a new driver, im 21. any ideas? ive been looking at fiat puntos and clios etc, but im not very clued up about cars or what ones would be classed as 'new driver cars' thanks in advance for any answers :)

 

 

Car insurance question?

My car was involved in a hit and run, their insurance doesnt want to pay for the damage so can i sue them for the damages even if my insurance pays for it.

 

 

Car Insurance prices???????????????

I am turning 18 soon and will take the written exam. After that, I will try to get a licence. Now my question is, for a first time driver at 18 years old, how much would car insurance usually cost for a '97 Nissan Altima with I'd say no more than 10-20 hours of driving per week? I also have good grades and I think some insurance companies give you up to 15% off for that. Thanks!

 

 

Auto Insurance for 18 yr old with 2012 Kia Soul?

Estimate of what it would be at most? i have taken a drivers ed class and passed in high school and can have them take the money right out of my bank account for the monthly payment and had a b average in school.

 

 

Low car insurance adjustment from liable company's adjuster?

Someone else hit my car while it was parked. It was very cut-and-dry. I got a police report, the officer talked to the driver. It states that my car was legally parked and the other driver is at fault. The damage is minor rear bumper damage, nothing too terrible. I filed with his insurance company, and after a lot of frustrating phone tag, an insurance adjuster came out and wrote me an estimate for $450. I had an adjustment for $734 from the local body shop for my make of car, and I showed it to him. I expressed my dissatisfaction with this estimate, and he said the body shop would settle with the insurance company directly for costs in excess of the estimate. $300 is a little much. Since it's minor damage, I think the body shop will probably take the money and do a shoddy job on the car. It's my understanding they are supposed to repair my car to pre-accident conditions. I got another estimate for $745 this weekend. I can't get it fixed for $450. What are my options? (cont'd)

 

 

Bike insurance?

im getting a 125cc scooter soon and was wondering how much my insurance will be,im 26,the scooter will be stored in a garage,ive 8 years driving cars,and with a cbt

 

 

Is my car insurance to high for a new driver(28years old)?

My fiancee added me under his car insurance, and iam being charged $145 a month. Iam a new driver, i just got my liscence last April. Is this Expensive for a new driver? How long will it take for the price to go down?

 

 

Will the insurance payment be higher if?

Will the car insurance be higher if theres two drivers instead of 1?

 

 

Which insurance company in California offers a $5K-$10K term life policy?

I am looking for a term life policy which pays $5-$10K. All of the major companies I searched for do not give online quotes and the services that do offer online quotes start at $100K.

 

 

Whats a really good health insurance for college students?

I was wondering what is a good health insurance company to get a plan with. Im a college student and im in nursing school so they want us to have health insurance in case we get hurt or exposed to anything at any of the hospitals we work at. Im not required to have it but i would like to look around and see if there is a good plan that I could afford. So in case something like that would happen i wont be paying for the required treatment completely out of my pocket. Thanks for the help.

 

 

Good auto insurance company in St. Jonh's Canada?

I'm looking for a cheap auto insurance companies in NL. Can anybody help me on this please? I'm from New Zealand and was paying $70 a year for my car insurance and was blew away with the amount of the insurance in Canada. I know it's depends on car type driving record etc, but I just need names of companies which is generally cheap.

 

 

Car insurance for a month?

Is there anyway of getting a car insurance for just a month cause I'm selling my car in the next month so don't want to take out a years insurance for it? Thanks

 

Why are Pickup trucks so expensive to insure?

ok, I'm 17 and I own a 1999 Dodge Ram 4x4. I pay an insane amount for insurance, and I know I'm a teenager, but I haven't had any tickets or accidents to make it go up. Anyway, my truck is really common in my area, there are Ford, Chevy, and Dodge trucks everywhere you look. But yet I compare the insurance of my truck to a brand new Camaro SS, and the Camaro way cheaper, Heck I compared it to a Brand new Mercedes Benz CLS63 AMG, and it's still way cheaper. I'm thinking about getting a little newer Dodge Ram, but the insurance is a little more expensive on it than what I'm already paying. So why are trucks the most expensive vehicles to insure? I mean if they are in a low speed accident, they don't cost nearly as much to fix as a Brand new expensive car such as a Mercedes with expensive parts, and trucks don't get damaged as easily either. It's kind of frustrating that I have a 11 year old vehicle that you see everywhere, and the cost to insure it is outrageous already, but even If I get the same truck only 5 years old, it's even more to insure, which is understandable seeing how it's newer. I know trucks are big, but even a Brand new Suburban cost less to insure than my 11 year old truck. The truck I'm thinking about buying is the most expensive vehicle possible to insure on a standard drivers license.

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